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Embedded Financial Infrastructure (ZoikoPay)

Engineering the Future. Across Borders. At Scale.ZoikoTech is a California-headquartered global technology innovator, delivering enterprise SaaS, AI-powered platforms, and intelligent infrastructure for businesses and governments worldwide.

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Sustainability & Social Impact

Discover ZoikoTech

About Us
Global Vision & ESG Commitments
Leadership & Governance
Innovation & R&D Hub
Sustainability & Social Impact

Industries We Empower

Telecommunications & MVNOs
SaaS & Cloud Enterprises
Finance, Banking & Fintech
Legal, Tax & Compliance Firms
Healthcare, Wellness & Elder Care
NGOs, Conservation & Public Sector

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Case Studies & Success Stories
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White Papers & Technical Briefs
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Global Data Privacy (GDPR, CCPA)
Accessibility Statement
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System Health & Uptime Monitor

Platforms & Solutions

ZoikoTime – Intelligent time tracking and productivity platform.
ZoikoSuite – Unified accounting, HR, and payroll automation.
ZoikoNex – -Global telecom billing and revenue engine.
ZoikoAssure – Smart compliance and audit automation.
ZoikoShield – AI-driven cybersecurity and fraud defense.
ZoikoSocial– Social platform for animal lovers and advocates.
ZoikoPal – Companion AI for the elderly and emotionally vulnerable.
BookingOrbit – Seamless AI booking for life, travel, and education.
DriverXtra – Marketplace and perks for global drivers.
ZoikoAxis – Custom tech solutions.
ZoikoPay – Powering Intelligent Global Commerce.

Industries We Empower

Telecommunications & MVNOs
SaaS & Cloud Enterprises
Finance, Banking & Fintech
Legal, Tax & Compliance Firms
Healthcare, Wellness & Elder Care
NGOs, Conservation & Public Sector

Insights & Resources

Case Studies & Success Stories
Product Demos & Tutorials
White Papers & Technical Briefs
Investor Relations & Disclosures
Analyst Reports & Market Trends
Global Support & Contact

Legal & Corporate Governance

Privacy Policy
Cookies Policy
Terms of Use
Global Data Privacy (GDPR, CCPA)
Accessibility Statement
Code of Ethics & Integrity
Supplier Code of Conduct
Anti-Corruption & Whistleblower Policy
Governance & Risk Oversight

Partner With Us

Strategic & Technology Alliances
Developer & Integration Network
Global Resellers & Channel Partners
Incubation & Innovation Labs
Careers, Internships & Leadership Programs

For Developers

API & SDK Documentation
Sandbox Access
Developer Portal
Status Dashboard
Engineering Blog

Client Portals

Customer Login
Partner Login
Support Ticketing System
System Health & Uptime Monitor

Platforms & Solutions

ZoikoTime - Intelligent time tracking and productivity platform.
ZoikoSuite - Unified accounting, HR, and payroll automation.
ZoikoNex - -Global telecom billing and revenue engine.
ZoikoAssure - Smart compliance and audit automation.
ZoikoShield - AI-driven cybersecurity and fraud defense.
ZoikoSocial- Social platform for animal lovers and advocates.
ZoikoPal - Companion AI for the elderly and emotionally vulnerable.
BookingOrbit - Seamless AI booking for life, travel, and education.
DriverXtra - Marketplace and perks for global drivers.
ZoikoAxis - Custom tech solutions.
ZoikoPay - Powering Intelligent Global Commerce.

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Global Presence

HQ: Sacramento, California - USA

Austin, Texas – Engineering & AI USA

Albany, New York – Legal & Strategy

Springfield, Illinois – Cloud & Cybersecurity

London, UK – International Telecom Division

Shenzhen, China – Innovation & Supply Chain

Singapore – Marina Bay Financial Centre

© 2025 ZoikoTech Inc. | A proud member of Zoiko Group | Powered by Purpose. Engineered for the Future | One Platform. Infinite Possibilities | Design & powered by Zoiko Web Services — AI-driven web solutions trusted worldwide.

Global Presence

HQ: Sacramento, California - USA
Austin, Texas – Engineering & AI USA
Albany, New York – Legal & Strategy
Springfield, Illinois – Cloud & Cybersecurity

London, UK – International Telecom Division
Shenzhen, China – Innovation & Supply Chain
Singapore – Marina Bay Financial Centre

© 2025 ZoikoTech Inc. | A proud member of Zoiko Group | Powered by Purpose. Engineered for the Future | One Platform. Infinite Possibilities |
Design & powered by Zoiko Web Services — AI-driven web solutions trusted worldwide.

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